Read time: 4 minutes Nearly eight years ago I penned a piece about the hugely important role that securitisation can play in alleviating the pain suffered by banks on account of the large volumes of non-core assets and non-performing loans residing on their balance sheets. The deployment of securitisation technology certainly made a lot of … Continue Reading
Read time: 3 minutes The term “NPL Securitisation” has been bandied around a lot recently, and for good reason given the hugely important role it can play in the non-performing loan (NPL) arena. As banks begin to contemplate life after COVID, they will be acutely aware of the need to neutralise NPLs sooner rather than … Continue Reading
Read time: 4 minutes 25 seconds NPL Securitisation is a term that is very much en-vogue at the present time. Although its rise to prominence can be attributed to a number of factors, in recent weeks the chief contributor has been the European legislature steps towards amending the Securitisation Regulation and the Capital Requirements Regulation. … Continue Reading
Looking at the most recent data in the European Banking Authority quarterly Risk Dashboard (published on 5 October 2020), it becomes abundantly clear that COVID-19 is beginning to manifest itself in the NPL market with the cessation of the multi-year declining trend in NPL levels. The NPL tide has clearly changed, and if you consider … Continue Reading
Read time: 2 minutes 20 seconds Those readers that have followed the meteoric rise of the European non-performing loan (NPL) market from the ashes of the global financial crisis (GFC) will be very aware of the profound impact that COVID-19 has had. In the space of a few weeks a large, burgeoning market that exhibited … Continue Reading